holacarinados asked:


I am having a tooth implant. My insurance co. won’t pay a nickel for it. They say it is not a necessary procedure since there are alternatives even though I had to sign a statement with my dentist that included the clause ‘I understand this is a necessary procedure in my case because alternatives could jeopardize the health of my entire tooth structure.’ Then I noticed my dental insurance pays for preventative oral cancer screening. I asked their rep whether that was a necessary procedure since obviously it’s not, since it’s preventative. The rep gave me some b.s. answer. Then I said, “why don’t you just admit you won’t pay for the implant because it’s expensive?” The rep said, we don’t pay for dental implants because they are not covered in our policy.” Duh. That’s Illogic 101. Do insurance companies really think we are that stupid?

Ray

Scott asked:


Auto Insurance Quotes online are not as safe as they may portray. I submitted for an online auto insurance quote from a major auto insurance carrier and they asked me to submit all my personal information even my social security number. Not long after I had my email address bombarded with junk mail, my telephone won’t stop ringing from telemarketers and junk mail that never ends. Has anyone else found Online Auto Insurance quotes abusing your personal information?

Lucille

TINKY TOT asked:


I need some cheap full coverage car insurance if you know a company that has cheap rates let me know please!

Ethel

vanessa h asked:


I’m having rhinoplasty. Health insurance should cover some of it since I’m going to correct a deviated septum for breathing problems. Anyone know what health insurance plan/s provides the most coverage for this procedure. I live in southern CA. Thanks.

Florence

Christy Myers asked:


Long-term care policy is much useful for people who are suffering from chronic illness and disability.

It gives complete coverage right from hospital treatment to at home facilities. These types of policy are much more suitable for the age old people. There are different types of insurance companies provides long-term care Insurance.

It offers different types of plans. Selection of the long term insurance is one of the important tasks to get the proper selection of the policy. You must have to visit the companies to get the quotes. There are various companies provides online quote to get the policy. You must have to select the proper insurance companies based on the following norms.

1. It is necessary to select the insurance companies who offer various plans under the long term insurance policy. The long-term care is exactly the medical facilities but it is like guardian care, which can assist daily living activities. It helps the person suffering from chronic illness.

2. You must have to search the long term insurance providers through the website or reference or from the local directory.

3. You should check the coverage of the long-term care by considering your home care and medical treatments.

4. You must have to finalize the plan based on your budget. There are various companies provide discount and flexible premium options.

5. The main advantage of the long-term insurance is to select the home care or living facility or adult day care center or nursing home as per your needs.



Deborah

cory314159 asked:


A dear friend is purchasing a Salon soon. She has covered all her financial bases and made smart choices so far. HEr main concern now is health insurance. She has always worked for a company that provided insurance, with an employee contribution. She and her husband are african american, about 45 yrs old, the husband smokes, she does not. What are the options out there that are affordable? Cobra will do for now, but as you know, full health insurance premiums are very high, what reccommendations do you have?

Roberto

hedonist asked:


I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?

Willie

Matty B asked:


I want to find out what insurance companies certain businesses have such as U-Haul, Enterprise car rental etc. Do they insure through Progressive, State Farm, Allstate, etc. I need to know for a business idea I have. It might sound weird but it is a need to know question.

Charles

A.J. asked:


I’ve been with the same company almost five years. My car insurance is renewed every six months, after I make the required renewal deposit. Like clockwork, I receive the new payment coupons, and temporary insurance card. However, I don’t get the permanent insurance card and new policy stating the value of my vehicle, until almost a month later. Sometimes longer. Is this legal? If so, why does it take so long for the agent to issue the new policy, and how will this effect me if I ever disagree with what’s in the policy?
P.S. I’m not referring to how soon the new insurance is “effective”, I’m referring to how soon the new policy is “received”. To my knowledge, the policy is renewed immediately for six months after I make the deposit, even though I don’t have the new policy, and just the “temporary” insurance card.
There has to be some type of law that gives insurance companies a certain amount of time to send out the new policy. If anyone knows please post.

Suzanne

Bryan W asked:


Looking to get life insurance on myself. Need to replace 70K per year income in the event of my death. Need to support my wife and 4 year old son. What type of insurance would be best, and what type of investment advice could be given for my family to invest the money and live off the interest, leaving the principal untouched?

Karl